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Business Insurance

Commercial Auto

We provide coverage for your Commercial Automobiles.  Coverage is very similar to personal auto insurance with the difference being the Liability exposures are greater with Commercial policies.  Commercially owned vehicles must be insured to protect the owner and the business.

Business owners policy

A smaller business is usually protected with a business owner policy or BOP.  BOPs offer both property and liability protection.  Business such as artisan contractors, convenience stores, retailers, dry cleaners, offices, restaurants, retailers, small contractors, and wholesalers are eligible for BOP coverage.

General Liability

We provide General Liability coverage to most businesses, (also known as commercial general liability or CGL) and is a must for anyone who is starting a new business, or who is concerned about better protecting an existing one against lawsuits.  Regardless of whether your place of business is a store, office, mobile site, or on the internet, a CGL will protect your assets in the event you are sued.

Workers Compensation

We provide Workers compensation coverage's, Worker's compensation is a "no fault" insurance program that provides the following benefits to employees who suffer job-related injuries or illnesses.

  • Medical Benefits
  • Temporary Total Benefits
  • Permanent Partial Benefits
  • Permanent Total Benefits

It also provides death benefits to dependents of workers who died as a result of their employment.

An injured employee will receive benefits regardless of who was at fault.  In exchange for these benefits, the worker cannot bring a civil action against the employer for pain and suffering or other damages, except in cases of intentional acts.