Commercial Auto
We
provide coverage for your Commercial Automobiles. Coverage is very
similar to personal auto insurance with the difference being the
Liability exposures are greater with Commercial policies. Commercially
owned vehicles must be insured to protect the owner and the business.
Business owners policy
A smaller business is usually
protected with a business owner policy or BOP. BOPs offer both property
and liability protection. Business such as artisan contractors,
convenience stores, retailers, dry cleaners, offices, restaurants,
retailers, small contractors, and wholesalers are eligible for BOP
coverage.
General Liability
We provide General Liability coverage
to most businesses, (also known as commercial general liability or CGL)
and is a must for anyone who is starting a new business, or who is
concerned about better protecting an existing one against lawsuits.
Regardless of whether your place of business is a store, office, mobile
site, or on the internet, a CGL will protect your assets in the event
you are sued.
Workers Compensation
We provide Workers compensation
coverage's, Worker's compensation is a "no fault" insurance program that
provides the following benefits to employees who suffer job-related
injuries or illnesses.
- Medical Benefits
- Temporary Total Benefits
- Permanent Partial Benefits
- Permanent Total Benefits
It also provides death benefits to dependents of workers who died as a result of their employment.
An injured employee will receive benefits regardless of who was at
fault. In exchange for these benefits, the worker cannot bring a civil
action against the employer for pain and suffering or other damages,
except in cases of intentional acts.